General Chit-Chat Thread: A New Beginning

[Hoss]

Imma start direct depositing my paychecks into an account managed by Chrisn

 

[Chris]

shit guess i was wrong sorry chris

I had looked into it before but it changes so often it was still worth a shot

 

[Chris]

Imma start direct depositing my paychecks into an account managed by Chrisn

 

[Chris]

I've become a big fan of self financing my expenses using 0 interest promos for credit cards while staggering those so I don't hurt my credit. I don't know if I'd want financial advice from me but I'm confident in my methods when I don't say them out loud too much

 

[Hoss]

That actually makes sense I think

 

[Chris]

I feel it's an easy trap to fall into but I set up strict weekly payment plans

 

[Hoss]

Obviously as long as you are confident in being able to pay off the credit cards

 

[Chris]

Like I just opened one that's 0 interest for like 18 months and rn I take the current balance and divide it by however many weeks are left and pay that every week

 

[King Kong Booty]

never take financial advice from me

 

[Hoss]

@Professor Booty @Loochquake I had an idea today, "Best of Season __" BOTS playlists with 15-20 of the songs that got the most votes in favor of/most bonus point votes

 

[Chris]

It gives me a good buffer for stuff like my wedding expenses while I can keep my paychecks from disappearing as soon as I get them lol just a better cash flow really. And I'm still in the positives as far as debt to cash ratio if you take out my student loans lol

 

[King Kong Booty]

I have a playlist of all the songs that got bonus points and another one of the ones that got the top spot

 

[Chris]

But I'm operating on the assumption that in 18 months I can pay more up front

 

[Hoss]

So what you're saying Chris is I need to open a new credit card to pay off my outstanding credit balance

 

[King Kong Booty]